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The higher your credit score, the less you pay for the things you want and need. Improving your creditworthiness score creates opportunities for lower interest rates on loans and credit cards, insurance discounts, increased cash back rewards, better housing opportunities, and more.
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Common Credit Report Errors
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J&F takes action to fix unfair or inaccurate negative items harming your credit by sending challenges to the creditors and all three credit bureaus.
Late Payments
Common Credit Report Errors
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Late Payments affect 35% of your Fico paying your bills on time is a big impact on your credit score, even one late payment can cost you 100 points!
Common Credit Report Errors
Common Credit Report Errors
Common Credit Report Errors
- Inaccuracies in payment history
- Lingering debts found in old joint accounts
- Unrecognized accounts
- Closed accounts listed as open
- Paid Collections Reporting as Negative
J&F Credit Repair
Get your FREE credit evaluation to see what items are potentially hurting your score